Roberta Oswald
Roberta Oswald, Valley Property Sales & Management
Email: [email protected]

Benefits of Having Moving Truck Insurance

by Roberta Oswald 06/23/2019

If you are planning to move with truck rental, it is essential you get moving truck insurance. Therefore, you need to look at the company's insurance and protection policies.There are several advantages of having moving truck insurance, apart from the peace of mind it brings, it also protects you against any unforeseen happenings.

What are the types of truck rental insurance? The four types of truck rental insurance include:

Damage Waivers

This type of rental insurance protects against theft or any damage to the truck.  The person renting the truck will be responsible for any damage done to the vehicle if the company offers a personal damage waiver.  The individual that rents the truck will bear up to $500 worth of damage if the company issues a limited damage waiver.  The truck rental company will take care of the rest in this case.

Supplemental Liability Insurance 

Supplemental liability insurance protects you when you hit a vehicle.  This insurance policy protects renters against any claims leveled against them. 

Personal Accident and Cargo Protection 

The Personal Accident and Cargo Protection insurance protects the renters and the belonging while inside the truck.  This type of insurance does not cover damage because of shifting cargo or theft.  It is advisable to go through the details of this protection policy to know what it covers and does not cover. 

Auto Tow Protection 

You need Auto Tow Protection insurance if you are using a trailer to tow your vehicle.  This insurance protects the car against any damage done while pulling your vehicle.  The Auto Tow Protection policy covers damage caused by hail, windstorm, landslide, collision, flood, or explosion.

Advantages of Moving Vehicle insurance 

There are lots of benefits of buying coverage from your truck rental company. A lot of renters underestimate the importance of having moving vehicle insurance because they think that occurrences that warrant insurance are less likely to occur.  Here are some benefits of moving vehicle insurance:

It offers protection against unplanned circumstances like an accident, theft, damage among others

Moving vehicle insurance gives you peace of mind when you are moving your belongings from one location to the other.  

You can get your belongings covered by purchasing additional cargo insurance.  This insurance policy protects your items against damage.  Be sure to check the insurance policy to know what it includes.  

If you are planning to move your belonging to your new house, do not overlook the importance of having moving truck insurance because of all the benefits and protection that it offers you. Don't forget to ask your mover before committing to a moving truck.  

About the Author
Author

Roberta Oswald

 

A passionate polo player, aviatrix and fourth generation member of one of the oldest winery families in the Napa Valley, Roberta has lived in the Bay Area her entire life. She attended San Jose State University and graduated with a degree in Aeronautics and a Business minor before entering into the professional world. Dedicated to her community as well as her vocation, Roberta is the past President and member of the local Soroptimist International organization. She is also an active member of a number of local Chambers of Commerce. Because of her longtime residency and her civic involvement, Roberta has an acute awareness of the needs and wants of families in the area. She knows the schools and neighborhoods, as well as the services and benefits available. Roberta is a valuable information resource for those new to the area as well as those who are simply changing neighborhoods or looking for investment properties. Roberta has over eighteen years of experience in buying and selling real estate in the residential, investment and commercial markets. She started and operated two specialty businesses on the Peninsula prior to joining Up Valley Real Estate in 2003. Not content to just “get the job done”, she wants to exceed your expectations. Roberta believes in service with commitment. Utilizing the kind of knowledge that is obtained only through extensive life experience and an in-depth understanding of the area and local market, she works with you to provide the maximum results. During her accomplished career, Roberta has refined important skills in communication, negotiation, attention to detail and sound business practices, all of which are vital to the success of her real estate clients today.