Roberta Oswald's Blog

Posted on 04/04/2021

Photo by Brett Sayles from Pexels Before you can get a VA loan or a VA-backed loan through the Department of Veterans’ Affairs, you'll first apply for a Certificate of Eligibility (COE). You must have served a certain number of days, depending on when you served, and you must have an honorable discharge if you are a veteran....

Va Home Loans

Financing

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Posted on 03/28/2021

Walls: Preparing to Paint after Removing Wood Paneling

Photo by Gerd Altmann via PixabayForty years ago every house had some paneling. Some more than others. Paneling can bring the look of natural wood and the great outdoors into a home. But unless your home is a cabin in the woods, chances are that's not what you're going for. Just like many home trends, paneling has fallen...

Painting

Wall

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Posted on 03/21/2021

Mistakes to Avoid During New Construction

Photo by George Becker from Pexels While it’s common for mistakes to occur during any project, new construction mistakes can be costly. These are complex projects involving a lot of details that homeowners might not be aware of. Learning more about new construction mistakes to avoid can help lower your risk of ending up with costly errors. Being...

Avoid

Home Mistakes

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Posted on 03/14/2021

The Basics of Designing a Wheelchair Accessible Shower

Photo by Marcus Aurelius via Pexels Approximately 61 million adult Americans have some form of a disability, according to the CDC. That figure equals one out of every four of our community members. Add the fact that the U.S. Census indicates the country is headed for a “gray tsunami” with upwards of 73 million people entering retirement age....

New Construction

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Posted on 03/07/2021

The Importance of Roof Maintenance

Image by Mario Ohibsky from Pixabay Whether you’re getting your home ready to sell or just getting settled into a new one, making sure your roof is in excellent condition is important. Your roof helps keep the inside of your home safe from water and other types of damage. Roofs can endure wear and tear over time or...

Roof

Homeowner

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Posted on 02/28/2021

4 Quick Fixes for Cabinet Doors that Won't Shut

Photo by Nick Magwood via Pixabay There's nothing more annoying than a cabinet door in the kitchen or bathroom that won't close properly. It squeaks. It catches. Plus it makes the space look less "put together" no matter how clean it otherwise is. Ignoring a door that won't close correctly, can do damage to the hinge or door....

DIY

Home Repair

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Posted on 02/21/2021

Should You Buy in a Community with an HOA?

Photo by Pixabay from Pexels Homeowners associations are common features of new residential subdivisions, condominiums and townhouse developments, planned communities, and vacation resorts throughout the United States and abroad. Typically established by the builder or developer, such associations are most often responsible for maintenance of common facilities. They also frequently oversee the operation of community centers, pools, golf...

Condominium

HOA

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Posted on 02/14/2021

Reduce Energy Consumption in Your Kitchen

Image by Milly Eaton from Pexels Cooking or baking, refrigerating food and running the dishwasher all contribute to the amount of energy your home uses overall. According to the U.S. Energy Information Administration, refrigerators use the highest amount of energy in household kitchens. While large appliances require more energy, lighting and other sources of energy, such as water...

Save Energy

Kitchen

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Posted on 02/07/2021

Aromatherapy for a Mood-Lifting Home Environment

Photo by Seksak Kerdkanno via Pixabay Diffusing aromas in your home is a great way to settle in, relax and enjoy a fresh, clean scent that calms the nerves. How Do We Know Aromatherapy Works? Research gives us the scoop. Take lavender, for example. Research shows lavender: Eases nervousness much better than a placebo. Raises people's scientifically measured...

Home Living

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Posted on 01/31/2021

Home Investing: Your First Steps

Photo by Paul McGowan via Pixabay Already a homeowner? Planning to sell in a few years? Sometimes the most sensible investment on the table is the property you already own. Why Invest In Your Own Property? Some investors think of each residence as a sort of long-term flip: buy a home, live in it for a couple of...

Investment

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Posted on 01/24/2021

Ideas for Minor Kitchen Remodeling Projects

Image by Cristina Mantovani from Pixabay Whether you’re moving into a new home or getting yours ready for the market, remodeling your kitchen can help boost your home’s value. You don’t have to invest in major remodeling projects to spruce up your kitchen. The following minor remodeling options are cost-effective ones that can give your kitchen a brand...

Kitchen

Updates To Your Home

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Posted on 01/17/2021

Home Ownership is a Superior Choice for Many

Most adults go through a series of predictable life stages, which include the eventual desire to be a home owner. Some people take the plunge sooner than others, but that decision is typically set in motion by changing circumstances, such as financial readiness, additions to the family, or career advancement. Owning your own home certainly has a different "feel"...

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