Roberta Oswald
Roberta Oswald, Valley Property Sales & ManagementPhone: (707) 339-0233
Email: [email protected]

Tag: Personal Finance

Posted on 03/01/2020
What you Need to Know About Home Equity
Buying your first home is a big decision; one that involves a lengthy process of saving money, building credit, and planning the next phase of your life. However, owning a home comes with one major payoff: home equity.Simply put, home equity is the amount of your home that you’ve paid off. However, it does get more complicated when we...
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Posted on 09/29/2019
Organize Your Important Life Documents
The last thing your family needs is to have no idea where to find your important papers and last wishes when confronted with a sudden illness or death. No one wants to talk about these things but taking the time to organize your paperwork can give your loved ones true peace of mind when dealing with your estate....
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Posted on 08/11/2019
Ideas for Saving for a Down Payment
When considering becoming a homeowner, one of the decisions you can make that will be beneficial to you is to deposit a down payment. However, the question is how do save up that hefty down payment? One of the biggest roadblocks for prospective home buyers is securing a down payment. Fortunately, though, technology seems to be playing a...
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Posted on 06/30/2019
Common Tax Breaks for Homeowners
Do you ever wonder why so many Americans dream of owning a home? From complete privacy to a nest egg in the future, one lesser-known but vital reason why homeownership is something everyone is longing to achieve is the tax breaks it provides. No one enjoys paying taxes so owning a home set you aside for tax breaks...
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Posted on 05/12/2019
What Length of Mortgage is Best for You?
People focus mostly on the interest rate when looking for the best mortgage. Other than the interest rate, there are some other variables to consider when looking for a mortgage that is ideal for you. One of the variables that you should consider is the length of the mortgage agreement. There are various options available, so you need...
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Posted on 04/21/2019
5 Reasons Why Finances Could be Tight
Have you been wondering lately about why you are always broke? You will need to ask yourself a lot of important questions to know exactly what you are doing wrong. These are the questions that will help you point out the primary reasons for your financial woes. Going by data made available by the World Bank, a considerable...
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